Observance of 5 precepts safeguard one from being reborn in the 3 lower realms (hell, animals & ghosts). Observance of 5 precepts ensure one to be at least reborn in human realm. Of course, the best is not to be reborn in any of the 6 realms. 
One will not get into trouble in the present life if one observes the 5 precepts
One will not get into trouble in the present life if one observes the 5 precepts

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